The Citizens State Bank opened for business on June 16, 1900 at the corner of First Street and Douglas Avenue.   By mid-1905, the bank had outgrown its original facility and moved into the Arnold Building, which had already served as home to two banks, Powers Bank and Central National Bank.  Seven years later, in 1912, Citizens State Bank relocated into its new building, the present location of the Svaty, Sherman, and Hoffman Law Offices.   Finally, in August 1931, the bank purchased the former Central National Bank facility, and still operates from that location today.

            The original directors of Citizens State Bank were A. Young, Henry McManes, William Flanders, J. B. Handy, Alex Boileau, J. H. Elrod, George L. Levitt, and Albert Sauberli.  The first officers were President - A. Young, Vice President - George L. Levitt, Cashier - J. B. Handy, and Assistant Cashier - W. J. Stevens.

            Nine Presidents have served Citizens State Bank throughout its 100-year history.  Two families have guided the bank for 64 of those 100 years.  The McManes family owned and operated the bank for 31 years and from 1959 to 1992, for 33 years, three generations of the Britton family (Don, Roy, and Dane) took the bank to new heights.  In 1993, the Brittons sold Citizens State Bank and Trust Co. to a local group of investors, with employees gaining part ownership.

            With an initial capital investment of $25,000 in 1900, the bank's total capital accounts now exceed $5,000,000.   Total assets have grown from less than $100,000 to over $48,000,000 in the same time period.  In addition, the bank's Trust Department now manages in excess of $40,000,000 in assets.

            The present Board of Directors is composed of Lewis E. McAtee, David W. Brownback, Randy Mills, Don Kozisek, Carol Herber, Brian Keener, and Joe White.  The current employees are Lewis E. McAtee, David W. Brownback, Beverly Connally, Heather Barta, Nancy Lamia, Debra Kootz, Cynthia Webber, Nancy Johnson, Mary Smith, John Thaemert, Machelle Connally, Marie Ranker, Thresa Dewhirst, Karen Britton, Dianna Vanek, Jolene Schultz, Marilyn Homolka, Nancy Stonebraker, Barbara Barta, Diane Buchholz, Linda Richards, Mary Buchholz, Megan Choitz, Corrie Worrell, and Mary Rathbun.

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   The first day of business was Saturday June 16, 1900 with total deposits of $842.80.  The following are a list of depositors for the first business day:

Wm. Bender Jr.

Mrs. A. Grosnick

J. B. Handy

Christina Scott

Terry and Hunter

Alonzo Young

    By June 30, 1900 the total deposits of the bank was $2,403.11.  The following people also had became depositors:

Handy and Moore

Albert Sauberli

Jos Sollan

W. J. Stevens

C. Caldwell Jno

Jas. H. Robbins

Anna Sperry

Wm. Flanders

A. L. Johnson

Dr. L. C. Cook

Charles Livingston

M. L. Amps

Job N. Fowler

January 2006